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Dear ck.kislay,
You are subscribed to the thread "Indian Stock Advice Trading Strategies Trends Market Predictions & Regulations" by pcpune, there have been 3 post(s) to this thread, the last poster was Manoj2012.
https://www.indianrealestateforum.com/forum/city-forums/pune-real-estate/9993-indian-stock-advice-trading-strategies-trends-market-predictions-regulations
These following posts were made to the thread:
https://www.indianrealestateforum.com/forum/city-forums/pune-real-estate/9993-indian-stock-advice-trading-strategies-trends-market-predictions-regulations
Posted by: Manoj2012
On: July 7 2017 01:57 PM
[url]http://www.moneycontrol.com/news/business/economy/unauthorised-netbanking-transactions-no-loss-if-you-report-fraud-in-3-days-2320337.html[/url] [B][SIZE=24px]Unauthorised online transactions? No loss if you report fraud in 3 days[/SIZE][/B] The Press Trust of India Published on July 7, 2017 The amount will be credited within 10 days. In cases of negligence, however, account holder will not be compensated. Mumbai, July 6 (PTI): Customers will not suffer any loss if unauthorised electronic banking transactions are reported within three days and the amount involved will be credited in the accounts concerned within 10 days, the Reserve Bank said on Thursday. In case the third party fraud is reported with a delay of four to seven working days, a customer will face liability of up to Rs 25,000. However, in cases where the loss is due to negligence by the account holder (such as sharing of payment credentials), the customer will bear the entire loss until the unauthorised transaction is reported to the bank. Any loss occurring after reporting of the unauthorised transaction will be borne by the bank, RBI said while issuing revised directions on 'Customer Protection � Limiting Liability of Customers in Unauthorised Electronic Banking Transactions'. RBI said the revised directions are being issued amidst recent surge in customer grievances relating to unauthorised transactions resulting in debits to their accounts/cards. There will be "zero liability of a customer" in case of third party breach where the deficiency lies "neither with the bank nor with the customer but lies elsewhere in the system". However, the customer will have to notify the bank within three working days of receiving the communication from the bank regarding the unauthorised transaction. A customer's entitlement to zero liability will also arise where the unauthorised transaction occurs due to "contributory fraud/negligence/deficiency on the part of the bank (irrespective of whether or not the transaction is reported by the customer)", RBI said. The maximum liability of a customer will be Rs 25,000 in cases where the responsibility for the unauthorised electronic banking transaction lies neither with the bank nor with the customer, but lies elsewhere in the system and when there is a delay of four to seven working days. If the fraud is report after seven days, the customer liability will be determined as per the bank�s Board approved policy. The maximum liability of a savings bank account customer will be Rs 10,000 in such cases. Referring to reversal timeline for Zero Liability/ Limited Liability of customer, RBI said the bank should credit (shadow reversal) the amount involved in the unauthorised electronic transaction to the customer�s account within 10 working days of reporting of the fraud. This has to be done without waiting for settlement of insurance claim, if any, RBI added. RBI further said that banks must ask their customers to mandatorily register for SMS alerts and wherever available register for e-mail alerts, for electronic banking transactions. "The SMS alerts shall mandatorily be sent to the customers, while email alerts may be sent, wherever registered," it added.
With warm regards,
Team IREF
https://www.indianrealestateforum.com/forum/city-forums/pune-real-estate/9993-indian-stock-advice-trading-strategies-trends-market-predictions-regulations
Posted by: revhappy
On: July 7 2017 05:12 PM
[QUOTE=Hairpin;n2530693]I just calculated my equity portfolio return. I started long term investment in equities since Dec 2014 (i.e. when Modi effect had already taken market to the great high. I pulled out dates and amount invested. All cash-ins and cash-outs. Cash-outs are negligible as I rarely sold anything. Then I applied XIRR formula. My XIRR returns came out to be 18.64%. Now this includes the dividends as well as transaction/broker charges. Interesting here is to note that I was completely new when I bought my first share in Dec 2014. So above XIRR factors in all mistakes that I have done since beginning. Not bad, I suppose. At the same time I am well aware that market is overheated and as I am not going to sell anything, even though some of my shares have doubled, I am ready to live with losses if it corrects, and will add more. I intend to hold for decades as I am below 30. And my equity portfolio values 3.5lac as of now. This forum helped me immensely in many of my decisions and learning. Your feedback on this post would be very valuable.[/QUOTE] Are you not afraid that the velocity of money has reached 1970 levels and that recession is staring at us? (Actually it has been staring at us since 2009, but never mind), An what about the fact that global debt has reached $217,000,000,000,000..... oooooooohhhhh. Zero Hedge made sure that the number is written with the zeros so that you really get scared. Still not scared?
With warm regards,
Team IREF
https://www.indianrealestateforum.com/forum/city-forums/pune-real-estate/9993-indian-stock-advice-trading-strategies-trends-market-predictions-regulations
Posted by: Manoj2012
On: July 8 2017 01:10 AM
[QUOTE=revhappy;n2531141] Are you not afraid that the velocity of money has reached 1970 levels and that recession is staring at us? (Actually it has been staring at us since 2009, but never mind), An what about the fact that global debt has reached $217,000,000,000,000..... oooooooohhhhh. Zero Hedge made sure that the number is written with the zeros so that you really get scared. Still not scared?[/QUOTE] [SIZE=18px]As far as global macroeconomics is concerned ..... my knowledge is very limited [/SIZE] [SIZE=18px]I am unable to comprehend the the premises that -[/SIZE] [SIZE=18px]"there is going to be a Great Recession because the liquidity / Money Supply that ballooned the asset inflation will be deflated."[/SIZE] [SIZE=18px]But the point is that since 2010 money supply had already been deflating .......... as per graph posted by Truthseekar.[/SIZE] [SIZE=18px][url=https://postimg.org/image/4ekfi7q5h/][img]https://s10.postimg.org/7y6d80svd/image_85985.jpg[/img][/url][/SIZE] [SIZE=18px]Despite QE how this graph is like this ............ graph depicting money supply steeply going downwards since 2009-10 .........[/SIZE] [SIZE=18px]Even after Money Supply drying up to the lows equivalent the lows of 1970 ..... Dow is at .... where it is now ..... How so ... ??[/SIZE] [SIZE=18px]Anyway stock-markets suddenly and sharply goes up or down only when a very unexpected or unanticipated event (like demonetization) takes place. When the event as well as timing of the event is already known in advance (like implementation of GST) ..... then any sharp movement in stock-market is preempted.[/SIZE] [SIZE=18px]FED had been already giving the complete road-map regarding shrinking the size of its balance-sheet ,,, well in advance ..... giving the market the time to adjust to the new realities ..... hence preempting any sharp and sudden movement in market .... However, bears may continue to spread their apocalypse gyan ......... its has got good entertaining value ..... good for timepass... like the movie "2012".[/SIZE]
With warm regards,
Team IREF
With warm regards,
Team IREF
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